The #1 FREE
Stock Market Game


We offer a free stock market game featuring real-time stock prices and rankings that allows users to learn about the stock markets and practice investing in stocks, ETFs, bonds, and mutual funds.
Register and immediately receive $100,000 in virtual cash and get access to all the helpful lessons and videos in our Education Center. All users can create their own custom contests and challenge their friends, family or co-workers.
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Create Your Own
Custom Stock Market Game
Create your own private competition for your class or club. Set the contest dates that work best for your class schedule (have your students trade for one week, one month, one year-whatever works best for you!), choose the initial cash balance, and set other contest rules like commission rates.
To get your class started with our free stock market game, just register now and then follow the links to create your own contest.
- Set your own dates
- Choose your cash balance
- Customize trading rules
- Add reading assignments


Teachers, Professors & Investment Clubs
Here are some useful resources to help you get started on setting up your class or contest.
COLLEGE PROFESSORS: Learn more about our college stock market game.



Teacher Starter Guide

Teacher Tutorial Videos

How to Create Your Class

Using our Integrated Lessons

Lesson Plans by Class Subject

Discover our College Version

Available Teacher Reports


More Teacher Resources

The Only Free Stock Game For Schools!
Finding great resources for economics and personal finance classes can be tough – which is why we are here to help! HowTheMarketWorks is the only free stock game designed for the classroom. Your students can sign up with their own username, or you as the teacher can generate accounts to distribute to your class – requiring no personal information whatsoever!
We are compliant with:
- COPPA
- FERPA
- CSPA
- And work with other state- or district-level student privacy agreements!
The Stock-Trak Family
Make sure you set up your stock market contest in the right place!
We have different version of our platform depending on what type of contest you want to run.
Supported by advertising
Best for individuals learning on their own and investment clubs
- Create your own custom contests
- Trade US Stocks and Options
- Basic Research Tools
- 30 Built-in Investing Courses
- Regular Contests with Prizes
- Your free 100K practice portfolio

Supported by advertising
Great for K12 classrooms
- Create your own custom contests
- Trade US Stocks and Mutual Funds
- Basic Research Tools
- 50 Built-in Investing & Personal Finance Lessons
- National Contests every Semester with Prizes
- Your free 100K practice portfolio
Discounted site licences available
Perfect for classrooms Grade 6 to 12
- Create your own custom contests
- Trade International Stocks, Bonds and Mutual Funds
- 300 Built-in Investing, Personal Finance and more Lessons
- National Contests every Semester with Prizes
- Students can earn financial literacy certificates
- Budgeting Game for Personal Finance Classes
- Live Chat Support & Account Managers for Teachers
- Advanced Reporting Tools for Teachers
- Advanced Research Tools
Discounted site licences available
Perfect for universities & campus wide financial literacy challenges
- Create your own custom contests
- Trade International Stocks, Bonds, Mutual Funds, Options, Futures & Forex
- 300 Built-in Investing, Personal Finance & Career Development Lessons
- National Contests every Semester with Prizes
- Students can earn financial literacy certificates
- Budgeting Game for Personal Finance Classes
- Live Chat Support & Account Managers for Teachers
- Advanced Reporting Tools for Teachers
- Advanced Research Tools
Our Platform
- Starter Guide
- Lesson Plans
- Education Center
- Live Quotes & Charts
- Symbol Lookup
- Motley Fool Review
Premium Version
- About PersonalFinanceLab.com
- Budgeting Game
- Financial Literacy Curriculum
- Financial Literacy Certification
- Teachers: Try Our Premium Version
- Stock Simulation for Universities
- Corporate White Label Trading Platform
- White Label Financial Literacy Program
- Sponsorship Opportunities
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Family Sites
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HowTheMarketWorks.com® is a property of Stock-Trak, Inc., the leading provider of educational budgeting and stock market simulations for the K12, university, and corporate education markets. Copyright © 2024 Stock-Trak® All Rights Reserved. All information is provided on an "as-is" basis for informational purposes only, and is not intended for actual trading purposes or market advice. Quote data is delayed at least 15 minutes and is provided by XIGNITE and QuoteMedia. Neither Stock-Trak nor any of its independent data providers are liable for incomplete information, delays, or any actions taken in reliance on information contained herein. By accessing the How The Market Works site, you agree not to redistribute the information found within and you agree to the Privacy Policy and Terms & Conditions.